Telangana launches Indiramma Housing scheme in Hyderabad; eligibility, application details out

Scheme launched for urban poor

The Telangana government has rolled out the Indiramma Housing scheme in Hyderabad, marking a significant step towards affordable housing for the urban poor. Officials released the eligibility criteria, application procedure, and details on beneficiary contributions on Monday.

The scheme is designed to provide financial assistance to eligible families for constructing or purchasing homes. It targets low-income groups and aims to address the housing shortage in the city.

Eligibility and application process

According to the government notification, families with an annual income below Rs 3 lakh are eligible to apply. Priority will be given to those living in slums, on pavements, or in dilapidated structures.

Applicants must submit proof of identity, residence, and income. The application forms will be available at local municipal offices and online through the official housing department portal. The deadline for submissions has not been announced yet.

Officials stated that the selection will be done through a transparent lottery system. Special provisions have been made for widows, persons with disabilities, and members of Scheduled Castes and Scheduled Tribes.

Beneficiary contribution details

The government will cover a major portion of the construction cost, with beneficiaries required to contribute a small share. For a standard unit, the beneficiary contribution has been set at Rs 1.5 lakh, payable in installments.

The total cost per unit is estimated at Rs 6 lakh, with the state government providing a subsidy of Rs 4.5 lakh. Beneficiaries can also avail of bank loans for their share, with interest subvention offered by the government.

Implementation and monitoring

The Housing Department will oversee the implementation, with local municipal corporations responsible for land allocation and construction. A grievance redressal mechanism has been set up to address complaints.

Officials have not yet confirmed the total number of units planned under the first phase. The scheme is expected to benefit thousands of families in Hyderabad and surrounding areas.

The Indiramma Housing scheme is part of the state's broader housing policy, which aims to provide 'Housing for All' by 2030. The government has allocated Rs 500 crore for the current financial year.

What to watch: The launch of the online application portal in the coming weeks and the release of the list of eligible beneficiaries will be the next key milestones.